• February 24, 2018 /  School & Schoolarship
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    President Obama’s Scholarship for moms program is good news for moms. For many moms, it is the first chance they have had to further their education. President Obama’s American Tax Program, and his Pell grant reformation, has been aimed at getting moms to go back to school. This is a moment in history for some women, who would have otherwise never been able to get a college degree. After all, moms already hold that special place in our hearts, why should they not hold their own special place in today’s job markets?

    Pell grants can be applied for by filling out a student loan application called FAFSA. It is federal aid aimed at grants designed to help students applying for college, pay for their tuition, books, and other college expenses they may incur while in college. Moms going back to school have a great opportunity to receive these grants and obtain a degree in their chosen career.

    President Obama’s scholarship for moms program is good news to moms in all walks of life. They can apply for grants and scholarships in many fields of study. One scholarship aimed at closing the gender-gap in science and technology fields is the Science and Technology award. For moms who want to follow non-traditional fields of study, there is the Non-traditional Scholarship. There are also minority awards, field of study awards, athletic awards, and awards and scholarship grants from colleges and universities. Every imaginable resource out is there for moms to go back to school. President Obama’s scholarship for moms program is good news and makes college a very attainable endeavor for today’s mom.

    Moms need to know that it is illegal to discriminate against women because of their race, gender, and age, when applying for grants and scholarships. These moms also need to understand that they can apply for grants and scholarships that are not just for women. Every mom can now apply for any degree, in any field of study, and get grants and scholarships to pay for that degree. President Obama’s Tax Program actually lets a mom apply an extra $4000 to her college tuition. This is in addition to the federal Pell grant he had increased from that same amount to up to $5000, for tuition. College has never been so affordable for moms who wish to take advantage of President Obama’s call for moms to go back to school

  • February 23, 2018 /  Teacher & Students
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    The health care costs have continued to rise with every succeeding year and this is quite common to the industry itself. Given the scenario the student health insurances are no difference. A lot of the college students tend to nurture the common idea that they dont really need to have a health care insurance as there is nothing to worry about their health.

    They have this confidence as they are young and are in one of the best physical conditions. But what they often dont realize is that ignoring the health and health needs will actually invite serious health problems down the road. In such situations, saving money for student health insurance make certain that all the young adults get absolute care and can at the same time take necessary preventive steps to continue with a good health as they become adults.

    Significance of Student Health Insurance Plans

    Young students are a lot less likely to care for their health as they are enjoying the best physical conditions ever. Often the various health practices that they indulge in and the amount of exercise that they do ensure that they are in perfect shape. However a careless lifestyle and absence of any sort of preventive measures often lead them to the path of future medical complications. It is quite an unfortunate fact that young healthy adults are often diagnosed with cancer or other major kinds of health complications that put their entire life and future at stake.

    But once Student Health Care insurance is bought, it means that these young adults are forced to get into the habit of going for regular check ups to medical professionals, which work as an effective and preventative health care measure. Often these check ups also come in handy in the sense that a lot of the potential health problems are diagnosed at a very early stage itself and can be stopped before they take the shape of a major complication. Moreover, taking good care of the health as a college student also in a way becomes a preventive measure that saves upon the lot of the future expenses related with major health problems that might occur.

    How does the Student Health Center help?

    A Student Health Center is a special medically equipped division run by most colleges and universities and is situated on the campus or the premise of the institution itself. These are efficient clinics that provide a host of foundational medical services that are commonly found at the medical check up clinics in general. These clinics offer regular check up for,

    Injuries Sickness Birth control Vaccinations Disease testing

    Most of the colleges charge a particular fee that is invested for the maintenance of these centers. On paying the fee every student gains the access to use the facilities of the student health center for all kinds of medical needs.

    In fact the student health center at colleges is one of the most convenient ways in which the costs on health care insurance can be minimized.

  • February 23, 2018 /  Education & Study
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  • February 23, 2018 /  Home Schooling
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    When you are researching the homeschooling pros and cons one of the subtopics will inevitably be that of the time commitment that is required of the parents who are considering homeschooling.

    The time commitment homeschooling pro and con is a question that I get asked frequently. Everyone says that they know that there is a big time commitment to homeschooling their children. At this point, I like to gently remind them that homeschooling requires an enormous amount of time! Aside from the daily tasks you will have of being a homeschool teacher, remember that you still have to make time to plan your lessons, keep your appropriate records, and evaluate your childs progress.

    Family communication is a big key when it comes to the homeschooling arena. You need to talk together as a family when deciding if homeschooling is a viable educational option for the kids. Certainly, homeschooling works better for some than others. Some find the homeschooling time commitments overwhelming, while others enjoy the flexibility and dont mind the challenges.

    Cost: This is certainly worthy of discussion as it pertains to the pros and cons of homeschooling. If you are starting from scratch, all of the homeschooling and educational resources that you intend to use can become quite expensive. And be sure to give great consideration and crunch numbers if you will be losing an income of one of the parents because they will be homeschooling.

    On the positive side, there is an abundance of homeschooling parents that share their expertise and their home school resources. Also, make sure that you use everyday household items, your childs natural environment, and your community itself as homeschooling educational resources. When youre in your research mode, youll want to explore resource availability for future grades and even advanced subject matter.

    As far as social considerations go, and people expressing concerns that homeschooling inhibits social development, we did not have any such problem, nor have I been able to find any solid evidence that supports this concern. As homeschooling parents, we dont want our kids to be socially inept or outcasts, and as such we make an effort to keep our kids active socially by participating in many of the normal extracurricular activities within the community. Also, with the flexibility that homeschooling provides, this will allow for more time for your children to volunteer in the community and be a part of many charitable events.

    With any endeavor with the commitment the size and importance of educating your children, homeschooling pros and cons will surface. Know that the time commitment to homeschooling is huge but so is the love of your children. The financials can significant, but creativeness and budgeting can overcome. Social skills can decline, but only if you let them. In short, there are hills to climb, but none are too tall and as you gain experience; the hills are smaller and further between.

  • February 21, 2018 /  Teacher & Students
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    There is much debate surrounding college student credit cards. Some swear up and down that they’re a disaster waiting to happen while others vehemently object and insist they are a must-have financial tool for college students. Which side is right?

    When deciding whether college student credit cards are good or bad, you need to weigh the facts. These three truths will help you come to your own conclusion.

    1. Aggressive Marketing

    College student credit cards have gotten a bad rap when it comes to their marketing tactics — and some would say that it’s for good reason. You can’t hit a single college campus without coming across at least one application for college student credit cards.

    That being said, while the applications are definitely readily available (to put it lightly), no one is forcing college students to sign the application. It’s the responsibility of a parent to instruct their children on wise financial decisions.

    The credit card companies are marketing their product — that’s what they do. Parents need to do their part and make sure that they instruct their children in the ways of the credit world.

    2. They’ve Got to Grow Up Sometime

    Everyone has to grow up sooner or later and college student credit cards can provide some priceless lessons in the world of adult finance. For the first time, college students can be responsible for their own spending and their own monthly bills.

    Yes, college student credit cards can provide the potential for disaster (but so can a number of situations that students encounter in college). Just because student credit cards have the potential to be misused, it doesn’t mean that they will be. Have some faith in today’s college students!

    3. Paving the Way

    Once a college student graduates, they’re going to need some things (a place to live and a car to name a few) and they’re going to need credit to get the things they need. If they don’t start building their credit history in college, when are they supposed to do it?

    If a college student wants to be completely prepared when they graduate, they’re going to need to work on building a solid credit history while they’re in school. College student credit cards can be the means to that end.

    If you know a college student (or are a college student) who has been debating about whether college student credit cards are good or bad, consider the above three facts and remember, it’s not college student credit cards themselves that are good are bad — it is who is using them and how they are being used that make the difference.

  • February 20, 2018 /  Courses & University
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    The Coalition Government which has placed so much emphasis on reversing the trend towards dumbing down in education must be extremely dismayed by one side-effect of tuition fees in higher education rising to as much as 9,000 a year. It appears that the drop in university course applications which has followed the fee rise has prompted many institutions to lower their entry requirements in order to keep their numbers up. This is especially true of newer universities and former polytechnics.

    According to the Universities and Colleges Admission Service (UCAS), the number of English applicants to all universities has fallen by 10 % compared with last year. The biggest casualty was the University for the Creative Arts which suffered a massive 29.2% drop from 2011. At the top end of the spectrum, Oxbridge applications were virtually unchanged.

    In what looks like a desperate last minute attempt to keep student numbers and revenues up, many institutions have lowered A level grade requirements which basically means that young people are being let in even though they may not have what it takes to ultimately gain a degree. Either that or the quality of degrees would have to fall. This is almost certainly not what the government intended when it moved the goalposts on fees.

    Take, for example, the situation at Leeds Metropolitan University where the Telegraph reports entry levels on 97 degree courses, including architecture, law, English literature and history, have been cut to 80 points on the UCAS tariff – the equivalent of only two grade Es, the lowest possible pass. The inevitable result is that the average quality of undergraduates at such universities is destined to decline.

    Of course, in the past, such establishments would have responded to such developments by focusing more of their education marketing spend on attracting students from overseas but, here again they have been stymied by the governments tightening up on visa requirements for students from outside of the EU.

    That just leaves the EU as a potential source of students to compensate for the shortfall in domestic numbers. This may also prove a problem bearing in mind the economic malaise in the Eurozone and the fact that fees in many EU countries like Belgium are actually lower than in the UK.

    Nobody it seems has asked the most relevant question which is what is the optimal number of university places in the UK in the first place. It would appear that the quality of graduates, especially in the disciplines which are in such high demand such as technology and engineering, is now taking centre stage in the debate rather than the total quantity of new undergraduates studying at our universities.

  • February 18, 2018 /  School & Schoolarship
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    The KFC Scholarship Award is part of the Colonels Scholars program, and is available to many different students around the world. If awarded money from this scholarship, you will have funds which will cover the cost of tuition, books, room/board, and other fees. The maximum amount awarded per year is $5,000 and a scholar who is approved for this scholarship could receive as much as $20,000 over the course of four years towards the completion of a bachelors degree. There are certain criteria which students must meet in order to be eligible for the scholarship.

    Anyone who applies for this scholarship must have recently graduated from high school and have earned a GPA of 2.75 or higher. Only students who plan on pursuing a degree in a university or state college will be eligible for this scholarship. All applicants must be legal citizens of the United States as well and demonstrate a real financial need. Those who apply will also have to turn over certain financial documents such as tax returns to prove inability to pay for a college education.

    Any student who receives financial assistance through this scholarship must enroll in an accredited financial institution such as a college or university; community colleges do not count and students will not be given funds to attend one. The first step which all students must complete is the initial online application. After the application is submitted, it will be reviewed and the student will be notified if he or she is eligible. If so certain pieces of documentation will be required of semifinalists.

    There are many different people who are staffed to support this program, including KFC employees and entire franchises. They are mentors which are hired to help applicants through the process, and support is available online. It is extremely important to fill out all of the information in the initial application to the best of your knowledge, so the process can move along as quickly as possible. If there are any questions or concerns, students will be able to contact staff members by email on the official website of the KFC scholarship. It is an excellent opportunity for students from all over to go to a college or university while not having to worry about going into debt. Each year there are thousands of applicants, however only a handful are selected to receive scholarship money to pay for tuition and other costs associated with a college education.

  • February 18, 2018 /  Teacher & Students
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    Students can also have a car, if certain conditions are met by lenders. To take student car loans, has cut very easily and without worry that the loan is primarily for students. You can apply for loans for the purchase of each car model, whether new or old.

    The car loans are secured loans to students. If a student does not appear to have taken the loan against the car was quite the student intends to buy to protect the security of the loan. The lender is allowed to drive in his possession papers of a lot of car and return only if the loan is paid in full, return. The student is now ready to use as a car owner.

    Since the type of loan is a loan guarantee, credit bad for a student not much in the way including the use of the loan. In case of default, the lender can sell the car to recover the amount loaned. Thus, the lender has no risk offer student car loans student bad credit.

    But a student with good credit will be in a better position in the car with student loans at lower rates, while offering a bad credit student loan interest rates over something. Lenders may also relax some of the terms of credit conditions favorable for students. There is no obligation for the lender that the loan should be co-signed. This makes the credit easier for a student.

    The amount you can borrow depends on the model car you intend to buy and the best repayment capacity. Thus, we see how much of a deposit, you can use the car salesman, so that fewer loans that you check with your lender.

    When students have approved car loans and money to buy a car is in your hands, you can buy it from anywhere? However, very few companies provide funds for each purchase. Most finance companies have agreements with car dealers often with those franchise. Distributors can help you find the model car you are looking for.

    Before you qualify for a lender, you do much research on the Internet for the right lender and compare different loan packages available. Compare rates and terms of conditions for a better offer. Student car loan, you have access to resources necessary for a car, but repay the loan in time to avoid the pitfalls.

  • February 17, 2018 /  Education & Study
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    A recent study conducted by Patrick F. Fagan, Senior Fellow and Director of the Center on Research on Marriage and Religion at the Family Research council, examined the effects of pornography on individuals, marriage, family and community, and found the extent of damaging effects pornography has on individuals and families.

    According to Fagan, Pornography is a visual representation of sexuality which distorts an individual’s concept of the nature of conjugal relations. This, in turn, alters both sexual attitudes and behavior. It is a major threat to marriage, to family, to children and to individual happiness. In undermining marriage it is one of the factors in undermining social stability.

    Social scientists, clinical psychologists, and biologists have begun to clarify some of the social and psychological effects, and neurologists are beginning to delineate the biological mechanisms through which pornography produces its powerful negative effects.

    Other findings of the study include:

    Pornography is addictive. Neuroscientists are just now beginning to map the biological structures that underlie the addiction.

    Users often become desensitized to a type of pornography, get bored with it, and then seek out more perverse forms.

    Men who view pornography are less satisfied in their sexual and emotional relationships with their wives. Wives notice this and are upset by the difference.

    Pornography is often a pathway to infidelity and divorce, and is often a major factor in these decisions.

    Among couples affected by one spouses addiction, two-thirds experience a loss of interest in sexual intercourse.

    Many adolescents who view pornography initially feel shame, diminished self-confidence, and sexual uncertainty. However, these feelings can quickly shift to enjoyment and regular viewing.

    The main defenses against pornography use are close family life, and a good relationship and communication between couples and children, coupled with monitoring of internet use.

    One way many families use to safeguard internet use is by installing an internet filter. An internet filter helps to protect your family from some of the harmful consequences of pornography that we are learning about more and more each day.
    Wisechoice.net offers a comprehensive content filter that protects your family from pornographic web sites, as well as content control over chat rooms, instant messages and file sharing. Wisechoice internet filter is powered by the award-winning Safe Eyes software, but differs in that it cannot be turned off or overridden. This can help husbands or children who in a moment of weakness attempt to turn off the software to access pornography. Wisechoice is the only internet filter on the market with this feature.

    Protect yourself, your marriage, and your family from Internet pornography with the fastest, most accurate and customizable internet filter software available: Wisechoice Internet Filter. Providing protection since 1998, Wisechoice.net is PC- or Mac-compatible and cannot be turned off or over-ridden. It works with any service provider or browser and offers 24/7 toll-free phone support. The service is inexpensive – $49.95 per year for up to three computers and is designed for adults and families. One month unconditional guarantee.

  • February 17, 2018 /  School & Schoolarship
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    Few people can cook up savvy cover letters, especially when applying for a scholarship when you are a single mother. Not because you are single mom. However, because I have already forgotten what its like to do something that does not involve household or children matters. Dont worry, youre not alone, writing cover letters for scholarship application is not easy for everyone too.

    Scholarships for mothers program has already been spread widely across the country. So when a mother will take an interest in this, shell have to go through the process of applying. Since eligibility is being a mother, check. Now when ask for filing an application, this will involved not just government forms to fill up but also a cover letter.

    A cover letter is needed to serve as an introduction of ones intent for submitting attached documents. It does suppose to complement with the accompanying documents. For application of scholarships, a poorly written cover letter may cost an applicant the chance of availing a scholarship grant.

    In order to ensure a scholarship, follow simple guidelines that would lead to write a winning cover letter. When about to write, take note of what program of study you are applying a scholarship for. This will matter in your letter, if you are not sure of this, dont apply. Just remember your letter will be direct, brief but respectful.

    Now it should start with the usual format for writing formal letters, like letterhead, addressee and destinations address. Start with proper salutations, then the body of the letter.

    In the body of the letter, the first lines of the paragraph should be mentioning the reason for applying scholarships for mothers program. What program of study you have chosen. Explain your situation briefly but formally. Do not inject too much drama, lest it sounds deliberate and fake.

    In the middle of the body, explain how availing a scholarship will greatly affect your life as mother in supporting your family. It is wise also to mention that availing scholarship for mothers program will give you deep self-satisfaction.

    The concluding part of the letter should mention about appreciating this government program. Its also good to mention gratitude for such an opportunity that even mothers like you are given attention by the government. Then include your hope for a favorable response, and then wait.