• August 22, 2017 /  Courses & University
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    As the focus on wellness and preventative care becomes the norm in order to reduce healthcare costs, colleges and universities can also get involved by promoting health education courses that are already available on campus. Post-secondary institutions whose primary mission is to graduate students, who are workforce ready, should include a wellness component within the course of study. Many of the people investing in wellness education programs are employers seeking to reduce their own healthcare expenses for employees. Employers invest in wellness programs for their employees to boost morale and increase productivity. Workplace wellness programs not only help to increase productivity and ultimately affect a company’s revenue, but the programs also help to cut long-term healthcare costs for employers that provide healthcare benefits. One study indicated that for every $1.00 spent on wellness programs, healthcare costs are reduced by $3.37. In addition the cost of absenteeism is reduced by $2.73 for every $1.00 spent; with over 130 million individuals in the workforce, wellness programs can save employers a significant amount of money each year (Baicker et. al, 2010).

    Many post-secondary institutions engage directly with business leaders and community organizations to create relevant programs based on the labor needs of the community. Health education courses can play an important role in helping to prepare students for the workforce because the classes can be used as a form of preventative care. Most health education courses are already offered on campus as part of the general curriculum requirements or as an elective option. Providing health education courses as part of a workforce readiness model can help employers save more money in addition to what they are already spending to create their own wellness programs. Offering a unique set of courses tailored to the needs of the employer that include a wellness component also provides post-secondary institutions with a unique selling point for job training programs.

    Health education courses not only act as a form of preventative care, but the courses also help to promote critical thinking, health advocacy, communication skills, self-care, build self-esteem, promote self-awareness, goal setting, civic engagement, health literacy, self-efficacy, decision-making, and problem solving skills. The curriculum in health education courses provides students with diverse learning experiences on a variety of topics such as wellness as a lifestyle, stress management, mental health, sexual and reproductive health, relationship dynamics, communication skills, infection control, environmental health, and injury prevention. In addition, health education courses teach students about drug and alcohol abuse as well as prevention strategies. Currently drug and alcohol abuse costs employers $276 billion dollars a year in lost productivity (U.S. Department of Health and Human Services, 2009). Health education courses can play a vital role in teaching students the necessary skills to function in the workplace and in everyday life.

    Statistical Resources:

    Baicker, K. et. al. (2010). Workplace wellness programs can generate savings. Health Aff.2010;29:304-311.

    US Department of Health and Human Services. (2009). 14 short employer cost savings briefs. Substance Abuse and Mental Health Services Administration.

  • August 22, 2017 /  Teacher & Students
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    Ever since Credit 911 confirmed that we could settle unsubsidized student loans, we have spent quite a bit of time explaining what the difference between the two types of loans are.

    In short, subsidized student loans are when the Federal Government paid the interest on those loans while the individual was attending school. The Federal Perkins Loans are an example of a subsidized student loan. The interest rate is locked at 5% and the Federal Government pays the interest while the student attends school, there is a 9 month grace period following graduation, and an additional grace period during deferments.

    Perkins loans, however, are limited in dollars to those students who show the greatest need.

    Most students then turn to the Stafford Loan program for additional funding, these loans fall into our two famous categories Subsidized and Unsubsidized. Again, the subsidized Stafford Loan is based on need, while the unsubsidized Stafford Loan is not.

    Most Stafford Loans interest rates range from 4% to 6% depending on what year the student took out the loan. As an example loans taken in 2009/2010 were fixed at 5.6 percent while loans this year are expected to be 4.5%. For the subsidized Stafford the government pays all that interest during your education plus the 9 months discussed above. Additionally, students receiving subsidized loans must be minimally enrolled as a half time college student to remain eligible for the funding.

    Those that did not qualify for subsidized loans AND those that needed more money would move on to unsubsidized Stafford Loans. Neither subsidized nor unsubsidized loans obtained through financial aid require a credit check, no collateral was needed, what was most important is that you were somehow able to fill out the very complicated Free Application for Federal Student Aid, more commonly referred to as the FAFSA.

    The FAFSA is know for being long and complicated, but the good news is that if you happened to fill this out and you werent in terrible financial shape at the time you probably have a mix of subsidized and unsubsidized loans or all of your loans are unsubsidized.

    That should provide you with a basic understanding of the difference and borrowing guidelines between subsidized and unsubsidized student loans. However, for those of you who wish to know a little more about the “education maze” please visit us at www.credit911online.com/blog

  • August 21, 2017 /  Home Schooling
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    Can a excellent school child pass the GED? Have your child take a test GED test in order to target weak regions and create them a part of their curriculum. This might assist we be capable to concentrate on weaker areas.

    Let the elder youngsters assist the young ones. Older children is the perfect tutor for younger ones. That provides older kids confidence, and it enables younger kids to hear the data differently. Children often listen perfectly to elder siblings.

    While we might not want a kids to hang out with the kids in public school, they have to have several exterior social interaction. Your kids should have play dates with others inside the neighborhood. Let the kids play with the kids at the neighborhood park. In addition, you should motivate a children to join localized clubs, groups plus companies.

    You can conveniently have too much on the plate with regards to combining homeschooling plus your home chores. Your partner must be able to aid we out with chores, nevertheless if not, you are able to hire someone nearby rather.

    Take a limited moments to contact other parents which are going by the same task. Not only will you see unique neighbors, you will additionally gain a wealth of information resources. However, we shouldn’t allow others influence each aspect of the own homeschooling practices. That said, it is very good to remember that there are others whom may have a greater amount of experience than you whenever it comes to homeschooling children.

    Become familiar with homeschooling regulations in your state. Homeschooling offers we a great deal of versatility however, there are nevertheless laws plus guidelines we should follow. In certain districts, you only need to supply a statement of intent to homeschool your kids. We will also need to administer standardized testing. By recognizing what exactly is needed we can make certain that we are following the proper rules.

    If we know others inside the area whom are utilizing a homeschooling program, see in the event you can meet as a group. Establishing a little group of regional homeschoolers which meets frequently, you’ll be providing socialization, field trips and getting much needed support for oneself. This also helps you escape within the house occasionally.

    If a child isn’t learning as much as he must in public school, then it can be time to test homeschooling. It can help your child to succeed without frustration. Additionally, you will develop a personalized bond with the child. Homeschooling might be just the thing your child requirements to discover more while experiencing less stress.

    Your children’s future achievements depends found on the foundations you lay for them today. You are the person many focused on the child’s success, and this may be reflected by homeschooling. Make use of the data found here plus begin functioning to create a amazing learning plan for the children.

  • August 20, 2017 /  Education & Study
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    There are some learning programs in which matured people can participate. These programs, regardless of your creed in life, are particularly helpful if you have had quite some crisis with education growing up. Take your time to pick a course that you love and enjoy; you will be the better for it.

    Adult education is a kind of program in which the student populace gets to dictate what gives. If they are not ok with a certain part or portion of the agenda they can opt to change it. Sure students in other programs can do similar things, but not quite in the same league.

    Countless matured people dont want to go back to school. Its like that because they feel too old for it, and besides they have way too many functions. Well, I think you are not being very responsible if you pass up the chance to improve your chances of a better lot in life.

    To candidates who hold a university degree, there are few professions that are inconceivable. Some of them still aspire for bigger jobs and do not mind going further in their studies. Although they may have gotten past the normal age for it, they go on still. Thats the spirit that anyone should have who is really serious about moving up in life.

    Any kind of schooling you have to do after you have become an adult is adult education. Don’t ever let anybody tell you different. And if there are people around you who have done it before or are still doing it, so can you. And why not? It only makes you better, doesn’t it?

    It could be any degree that you want. Having missed out on education when you were yet young, still doing school might not look like a good option. But, there are so quite a lot of adult education programs around, it would spin you in the head just thinking of it. You dont have to give up on your dreams, thanks to adult education.

    It could be any degree that you want. Having missed out on education when you were yet young, still doing school might not look like a good option. But, there are so quite a lot of adult education programs around, it would spin you in the head just thinking of it. You don’t have to give up on your dreams, thanks to adult education.

    Whether your education stopped at that time when you were younger, you can pick up from there now that you are older. Several institutions specialize in training matured people with skills and other such interests. So your business is merely to find the institution that offers what you want and enroll provided you can pay the fees.

  • August 20, 2017 /  Education & Study
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    Who does not want a job as a registered nurse? Compared to many other jobs, registered nurses are well-paid, respected, and in high demand. In order to obtain the right knowledge and skill to qualify for such jobs, many people are now in the search for a good nursing continuing education provider.

    But, have you thought about doing your study online?

    Online education provide students with lots of flexibility, and this might be its biggest advantage. Studying online means a student does not have to rearrange their schedule in order to get to a campus at a certain time to take required classes. Transportation also is not a problem. To get to class, all a student has to do is sit down in front of their home computer.

    Online education provider do not exercise rigid schedule requirements on students. This is a big advantage for those who have to juggle their nursing studies along with taking care of their homes and children and working at a full time job. In fact, many students in online nursing programs are able to complete their education faster than those in traditional programs. Some are able to earn a degree that usually takes four years in only two.

    If you have financial constraint, online continuing education programs have another advantage. Often, studying online is less expensive than enrolling in an on-campus program.

    Another bonus is that there are usually no waiting lists when studying online. As more people discover the advantages of becoming a registered nurse, traditional nursing schools are finding it harder and harder to accommodate all who want to enroll. In fact, they are only able to take a limited number of new students at any given time. Which could mean you might find yourself waiting for a spot to open up before you can even begin earning your degree. That usually is not a problem with online continuing education providers.

    Finding a good online nursing degree program can be tough. But there are programs being offered by many reputable learning institutions. Some include:

    * The University of Phoenix

    * Walden University

    * Kaplan University

    * Vanderbilt University

    You may also check CE4U.com as an alternative resource.

    So, do you have the passion of becoming a registered nurse? Why not start today by checking for yourself the right nursing continuing education provider. We have discussed the advantages of online providers, and there are truly good ones out there if you do your search.

  • August 19, 2017 /  Courses & University
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    There are three different types of HIPAA Online Training Courses where each of the courses should prepare you for the various HIPAA certifications. These courses are tailored according to the HITECH ARRA Act of 2009 and will aim at training its trainees on the significance of maintaining the confidentiality and the integrity of protected health information. These courses will also address the significance of electronic protected health information and implementation role in cutting down costs on print. Therefore, these types of online training courses include the following: HIPAA Privacy Training This training takes two days and a total of 10-12 hours to complete course. The course will comprehensively elaborate on the laws and implementation specifications under the Administrative simplification act and more so, offer insight to its trainees on how they can build a strong foundation and a dependable framework on HIPAA privacy compliance for their organizations. Therefore, the training should sensitize the members of the HIPAA privacy compliance team, organizations and healthcare and health insurance executives among other groups on the significance of being compliant in regards to their entities’ compliance. HIPAA Security Training This training is normally conducted by the HIPAA Security certified instructors and consultants assuring anyone interested in it should be fully equipped on keeping up with the HIPAA compliance standards. These training should take two days and will take a maximum of 10-12 hours. Otherwise, training consists of updates of the HITECH ARRA Act of 2009 and the audit requirements according to Department of Health and Human Services Office of eHealth standards and services. Therefore, this training should fully equip you on how to make sure that your organization is fully compliant to the HIPAA Security standards and policies. HIPAA Compliance Training This training takes four days and a total of 20-24 hours to complete the course. Otherwise, it should offer a deeper insight on how to make sure that your policies, rules and standards are as per the HIPAA compliance requirements and can adhere to the implementation specifications stipulated in the Administrative Simplification Act and HITECH ARRA Act of 2009. After the training you should be aware of the need to have a complete overhaul on your privacy and security policies or the only need to do minor adjustments.

  • August 18, 2017 /  Home Schooling
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    A homeschooling association is the place to go for homeschool help if you do not know where or how to get started on creating a homeschooling curriculum. These associations are dedicated to ensuring that those who are seeking homeschooling as an option for their children are able to do so in an efficient and effective manner. In addition to providing resources to families who homeschool their children, they generally also protect and serve the interests of the homeschooling community through political action.

    What is their Interest?

    These groups understand that there is a homeschooling advantage and a homeschooling disadvantage. Their purpose is to ensure that the disadvantages of homeschooling are softened and the advantages are strengthened. For example, they will often provide homeschool counseling to parents who have lots of questions as to how to get started. Additionally, they ensure that the homeschooling program that parents create for their children lives up to the standards of local, state, and federal laws.

    Contacting These Associations

    Associations in this field are easy to contact, as a few minutes of research online will allow you to find an association that can serve you best. They almost always have an easy to locate “contact us” option on their web pages, as they thrive on people reaching out to them for their support. Make sure that you choose an association that is most specific to your interests, because if you are looking to create a Christian homeschooling program for your child, you won’t want to contact an association that is dedicated to, for example, Native American homeschooling.

    Why Choose to Join an Association?

    An association of this nature will prove to be an excellent homeschooling resource. They will guide you in every way they can to ensure that you create a well-balanced homeschooling curriculum. For example, if you are interested in homeschooling online, they will more than likely show you how to access the best homeschooling software on the market. Additionally, they will likely be able to put you into contact with other, local parents that homeschool their children, allowing you to learn from their experience, which is always beneficial. After all, there is no need for you to repeat any mistake that another person has already made and learned from.

    Do not think for a second that joining or affiliating yourself with one of these associations is the only way to homeschool your child properly. Many guides and resources are available outside of these associations that will aid you in making your homeschool dreams a reality. The only reason you should consider joining or affiliating yourself with one of these groups is if you feel that by associating with them, you will be able to provide a higher quality education for your child.

    Remember, homeschooling is not as complicated as you might think it is. These associations are only for those who feel that they need them to create a better homeschooling program for their children.

  • August 18, 2017 /  Teacher & Students
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    Most of us think that only teachers, politicians, actors and advocates are the people who need to speak in public. This is, however, a mistaken view. All of us need to do public speaking at least once in our life. It can be an elocution competition at school, a presentation in college, a group discussion at the University level, a board meeting in office, a press conference, a corporate get together or a simple family gathering, sometimes or the other we have to face the audience. But to be very honest, almost 70 percent of the population suffers from glossophobia, that is, stage phobia, or the fear of speaking in public. This is where; we need the help of public speaking workshops.

    There are many training institutes that provide public speaking classes to help the general public in developing their speaking skills. These classes offer a friendly and supportive atmosphere for people belonging to different backgrounds to train them in effective public speaking. There is a specially trained public speaking teacher or a public speaking coach who increases your confidence level with his valuable tips on public speaking. There are many institutes that also offer public speaking online class for working people who cannot afford to give time for the offline classes.

    Attending proper public speaking courses or training in public speaking can help to overcome stage fright to a large extent. With increasing use of internet today, there are many websites that offer free public speaking classes and free public speaking exercises. These public speaking exercises have been used by countless number of people who have benefited immensely from these exercises. One of the most hated exercise is to tape yourself, though it produces fast results. People generally do not like listening to themselves or watching themselves on television. But this evaluation gives you the best indication of where you need to focus maximum attention.

    There is also an option to follow public speaking lesson plans that can be used to learn about the process of public speaking and help you to prepare your speeches. These public speaking lessons prepare you to recite tongue twisters and speak improvisationally. Some of these lessons also ask you to sing or hum a song of your choice, not to hone your singing skills of course, but to warm up your throat and your vocal chords instead.

    Sometimes it is not about being scared public speaking but only a want to better yourself. In such cases you need to get the best public speaking advice and some free public speaking tips. These tips and advices will help to steady your nerves and reduce you anxiety before the speech. They will help you to create and deliver the most perfect speech needed on any occasion. On the internet you can get an access to several books, articles and links to websites that offer such courses and tips and sometimes even professionally written speeches for your help.

  • August 18, 2017 /  Home Schooling
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    You’ve done it! You’ve made the choice to homeschool your children. But now what? There are different methods of homeschooling: school-at-home, Charlotte Mason, classical, and unschooling, to name a few. If you unschool are you really homeschooling, or is it something else entirely?

    Unschooling, as it’s often called, is one alternative to public school and even homeschooling. Also known as natural learning, independent learning, or child-led learning, unschooling is an approach that flies in the face of traditional thought when it comes to educating your child. So what exactly is unschooling, and how does it differ from homeschooling?

    The biggest difference between unschooling and homeschooling is in the mindset. Where homeschooling is basically concerned with your child learning what it normally taught in public schools, unschoolers have a completely different way of looking at their children and at life. Unschooling is based on mutual trust between parent and child and in finding what works best for them.

    Homeschoolers might choose to use a specific curriculum as a base for their teaching. Unschoolers, however, may not even use a pre-planned curriculum at all. Unschoolers believe that children learn at all times, and that what they need to learn doesn’t necessarily have to come out of a set curriculum.

    Another term for unschooling is delight-driven. It’s not that a child is given complete freedom from learning; it means that the child is allowed to learn the things that interest them instead of what an institution says they should know. Most often those who unschool learn those things that they will be using in life rather than just what is in a book.

    It may seem to an outsider looking in that an unschooler isn’t actually doing school work at all. In fact, unschoolers believe that living life is the best education a child can get, so they aren’t quite as concerned about what others think. Of course, if you live in a state that has more requirements for homeschoolers, it might seem a little daunting to prove that actual learning is taking place.

    Since homeschooling can take on so many faces, it seems that unschooling fits right in after all. All homeschooling parents want the opportunity for their children to learn in an environment where they are encouraged to grow, develop, and flourish. What better way than to allow your child to learn the things that interest them? In doing so, they’ll pick up the things that traditional education believes they need to know.

  • August 12, 2017 /  Education & Study
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    Singapores education system has been described as “world-leading” and was among those picked out for commendation by British education minister, Michael Gove, last year. Perhaps, the governments efforts in providing each child with schooling opportunities are indeed laudable, but still, parents complain of the rigid and competitive nature of this very system. So maybe, the most nerve-wrecking, mind-boggling issue on every Singaporean parents mind is how can my child be one of the best? Surely, the recent implementation of Teach Less, Learn More does nothing to ease this tension, and to study independently seems not to be the nature of our law-abiding kids, whom our Western counterparts tend to dismiss as lacking the inquisitive spirit and/or innovation. But it seems our parents have found an alternative to induce this spirit through intensive tuition.

    H2 Mathematics Tuition and H2 Physics Tuition are two of the most common subjects being sort after by Singapores high school students to be tutored. A Sunday Times poll conducted by the Straits Times found that out of 100 students, 97 students are attending tuition. Singaporean parents are enrolling their children in multiple tuition centers, many willing to pay up to S$3000 a month engaging multiple Top Tutors especially for higher level education, e.g., Junior College and/or higher. With the aim of establishing a robust Science Hub, Singaporean parents see the need for their child to be equipped with the necessary, and hence are willing to pay, regardless the price, for crucial science stream subjects, investing in H2 Mathematics Tuition and H2 Physics Tuition.

    There are parents who prefer to engage Top Tutors for private home tuition, which are especially common for high school students dealing with more complex and difficult subjects. The rates for Top Tutors can range from S$35/hr to S$80/hr depending on the popularity and level of the tutor. Group or class tuition is also increasingly available in Singapore. Not only is it a cheaper alternative, they also feel that their child will benefit and learn more from interacting with others while asking questions during tuition a form of inducing an inquisitive spirit. The class size of a typical H2 Physics Tuition or H2 Mathematics Tuition classes are often small for effective teaching and learning.

    It may be true that many successful people come from well-off family background, and indeed, their parents may have the capital to equip them with the necessary, but how many outlier cases have we heard, where children from working class families still made their way to the top, for instance, 42nd US President Bill Clinton. Perhaps, who makes it out successful and who does not, depends again largely on the individual.