• July 20, 2017 /  Teacher & Students
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    We have a student loan crisis here in the United States. Student loan debt in aggregate, an unsustainable bubble of government inspired debt mania, has sky rocketed over the last 10 years nearly 400 percent. The total student loan debt is now nearing 1 trillion dollars with over 10% of that in default or delinquency and much of the rest teetering on collapse.

    The government makes these loans available to all manner of students attending a wide variety of schools. Many of these loans are extended to students paying exorbitant tuition rates to traditional non-profit schools rewired and then transformed into “paper mills” or to a whole new category of for profit schools many with even more exorbitant tuition rates and seemingly in indirect proportion to the value received.

    Students pay excessively high tuition rates for watered down curricula at a plethora of institutions offering degrees that don’t meet the smell test when compared to the value associated historically with the attainment of a 4-year degree. Many students even after graduation struggle to properly read, write, or do arithmetic as would be expected of a fully educated graduate of a traditional university.

    Many profit and non-profit educational institutions are drinking at the government loan spout while at the same time “dummying down” the path to a degree. Government money is fueling the demand and the corresponding tuition inflation is creating a student loan bubble of catastrophic proportions. Many employers no longer value these degrees unless they are from certain very high-level schools; the kind of schools that even student loans from the government can’t cover.

    Indentured servitude is a good metaphor for what is happening with the student loan fiasco; this is a truly abusive system that takes advantage of those with high hopes and trying to improve their lives. At least an indentured servant, historically, could learn a craft or a trade that was with them for life; what are these folks getting but membership in a new class of debtor?

    With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 student loan debt public or private is no longer dischargeable in bankruptcy court. Many of our younger citizens now carry their student loan debt around with them like the proverbial, “ball and chain” looking for a job from employers many of whom no longer value the degree. What is next? Will they bring back a “debtors prison”?

    Our once very fine university system has been severely damaged by this phenomenon. Not all loans are bad and not all schools are “paper mills” but the trend is clear and this will end badly unless this system is rehabilitated.

  • July 17, 2017 /  Courses & University
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    Wassap PeopleJoin Victoria BC’s Social website spanning all of Vancouver Island! Interact with others, and peep Victoria BC restaurants in the Victoriachef Sectionand Nightclubs,Pubs,and bars spotlighting upcoming events in our Social One! section. Post Blogs in our Blog! area and live chat with members. Founded by University of Victoria Students in 2007 originally we have modified the site many times over to bring you what you see now. A great gathering place for rsidents of the island, our live chat feature lets you talk connect with and make new friends in our community.Check out upcoming events currently on the Social one area of our page. Pubs and Bars are also featured. Visit Totalvictoria anytime Covering View Royal,Colwood,Sooke,Langford,Shawnigan,Cobble Hill,Parksville,Port Alberni,Tofino,Victoria,Nanaimo,Sidney, Central Saanich,Gordon Head,Fairfield,James Bay,Arbutus,Duncan,Nanaimo,Cowichan,Campbell River,comox,and all the other locations on the Island that we have missed.Vancouver Island is a large island in BC, Canada. It is one of several North American locations named after George Vancouver, the British Royal Navy officer who explored the Pacific Northwest coast of North America between 1791 and 1794. While the city of Vancouver is located on the North American mainland, Victoria, the capital of British Columbia, is situated on the island.The major Post Secondar SchoolThe University of Victoria, often referred to as UVic, is the 2nd oldest public research university in British Columbia, Canada. It is a research intensive university located in Saanich and Oak Bay, about 8 km (5 mi) northeast of downtown Victoria. The University’s annual enrollment is about 20,000 students. UVic’s campus is known for its Unique architecture, beautiful gardens and mild climate. The University attracts many students in part because of its size, its picturesque location, and its Cooperative Education, Earth & Ocean Sciences, Engineering, and Law programs. The University is also the province’s second largest research institution and the nation’s lead institution in the VENUS and NEPTUNE deep-water seafloor observatory projects.Thats all for the history, come check us out today!

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  • July 16, 2017 /  Teacher & Students
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    My brother recently decided to become a pilot. Becoming a pilot is a costly venture and since I work in the industry as a buyer, he contacted me for some advice on student pilot materials and headsets. The supplies were easily referred as there are four main publishers of student pilot material and Jeppesen seems to be the most popular. However, it was difficult to direct him to the best aviation headset to purchase.

    In order to direct him to the most cost effective headset I needed to determine a couple of factors. The first is price. The most popular student headsets are made by David Clark, and the most popular headset for students is the H10-13.4, the cheapest price I found was about $299.95. Another popular brand would have to be AvComm. AvComm offers a PNR Headset AC-200PNR that is in the $100.00 price range. Finally, Aviation Supplies and Academics offers a headset called the Airclassic HS-1 that is in the same price range the AvComm PNR. Therefore, the cheaper headsets are made by AvComm and ASA.

    However, cost is not the only aspect to look at when purchasing an aviation headset. What about reliability? David Clark and AvComm both offer 5 year manufacturer warranties, while the ASA HS-1 has a lifetime guarantee. Headsets often go defective as cords can acquire shorts, they can be sat on, or even crushed in a flight bag. Therefore, a lifetime warranty is definitely tempting. This aspect goes hand and hand with cost as I am sure that you will feel better replacing a $100.00 headset rather than a more expensive model. My flight department use to operate with 12 Bose Aviation X headsets, although the headsets worked great and were comfortable, they were always being broken by the replacement of a 9 volt battery that controls the electronic noise reduction. After paying for 10 or more $500.00 repairs to these headsets, our flight department decided to downgrade to a Telex commercial headset. The same thought that goes into purchasing headsets for commercial or corporate use will benefit student pilots as well. Less investment = less lost.

    Finally, the last topic would be in regards to comfort. According to reviews all the people that purchase David Clark headsets are satisfied with the comfort while ASA and AvComm have mixed reviews. A chief pilot at my organization talked to me about the HS-1 Headset. He states, the headset works great and still works to this day, but the headband was quite uncomfortable for long trips. However, there is a solution to comfort issue on either the ASA or the Avcomm Headsets. Gel and foam ear seals along with replacement headbands can offer additional comfort to these units ultimately making them comparable to the David Clark Model. Total investment in upgrades would be in the 150-175 range.

    Given this information, what headset are you going to buy?

  • July 16, 2017 /  Teacher & Students
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    Technology plays a big part in the lives of people today including the students. With the emergence of the World Wide Web, students gained access to more learning materials. They can do their own research without having to walk all the way to the library and spend time looking for the books one by one. But not everyone has the luxury to be able to afford a computer of their own, particularly a laptop, that is why students surf the net for Free Laptop for students offers.

    Computers are cool gadgets especially if you are looking for a pass time. But computers today are seen as more than just for entertainment purposes, they are essential tools especially as aides in the students learning. Desktop computers are common among households, but for people who live life in the fast lane, a laptop is a great choice.

    Laptops are lighter and compact. They can be used anywhere and anytime. If you need to finish some work urgently then the laptop will come in handy. You just need to sit down, open your laptop and you can start working already. A more creative presentation can also be creative through some software. The internet is also accessible anytime in case you run into some trouble with and about almost anything.

    Companies who maintain their own website recognize the students need to have their own laptop. And as a marketing strategy, they came up with the idea to give away free laptops to students. They make use of promos, contests, surveys, and some through a laptop test. A free laptop is always enticing. Of course, who would not want to have cool gadgets for free?

    Companies will also benefit from giving away laptops. It will attract web users to visit their websites and at the same time be able to advertise their products to them. The laptop test is also instrumental so they can collect feedbacks of their products from a buyers perspective. This will help them identify which areas of their product needs improvement.

    There are many sites that you can find that give away free laptops. But be careful of falling victim of scams that claim to help you get a free laptop. Legit sites will not ask you to pay anything for claim your laptops so be patient enough to research about the sites first before you get too excited.

  • July 16, 2017 /  Teacher & Students
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    Most US students as well as overseas students who come to US for studies avail travel medical plans. These plans insure overseas students in US and US students going abroad against unexpected health mishaps.Travel health accidental insurance has currently become a reliable solution to meet needs of healthcare while studying abroad. It minimizes the cost of medical treatment in overseas hospitals where expenses of healthcare are high. Even US students who go abroad for studies avail these plans because they are smart enough to know the importance of travel health accidental insurance. International student health insurance plans are quite affordable and easy to pay. They could be signed up and can get approved within 24 hours. The rates of premium in these plans are pocket friendly. Students who studyabroad at destinations like USA and other countries can well afford to pay premium of these insurance policies.

    It often happens that students who come to US or US students who move to overseas destinations may fall a victim to illness or accidental injury. These incidents are common in a persons life and may take place anywhere. The most important issue is how to meet high expenses of healthcare and medical treatment in a place other than home country. When one stays in a native country he/she may get monetary help immediately from parents, friends and other well-wishers. On occurrence of an accident or health mishap in a foreign destination one may face delay in receiving monetary help from home. The best and secure way for international students to meet such testing times is to avail travel health accidental insurance.

    Most students from US or abroad students in US come across unexpected illness due to travel tiredness, change in climate & environment and allergies from certain cuisines. Anyone who travels abroad may not be able to acclimatize to the new living habits in a new place. For this reason students may fall ill, they may also meet with an accidental injury during their daily routine. A travel health accidental insurance plan could provide them a strong risk cover in these testing situations. One of the greatest benefits of such students health insurance plan is that they could get access to services of internationally linked doctors and hospitals. Most travel and health insurance plans are meant for all international students. These plans are affiliated with renowned doctors and medical institutions, so students are sure to get treated well with minimized medical treatment costs.

  • July 16, 2017 /  Courses & University
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    On this cut throat competitive age; every likeminded individual cares a lot to uplift his or her academic career by undertaking any demanding course program in those prestigious colleges and institutes that can honestly help them an edge to stand tall before seeking any dream job what so ever. This is one such delicate yet burning facet that is well understood buy the administrative as well as teaching department of Kurukshetra University Distance Education for producing excellent learning platform for their students and working professionals. The foundation stone of Directorate of Distance Education, Kurukshetra University was laid in the year 1976 where just four hundred students were be enrolled for the courses that are offered in the mentioned prestigious institute. But on this date there are more than thirty nine thousand students interested to either pursue a Bachelors degree or go for post graduation in their favorite subjects.

    Kurukshetra University Distance Education is a name that got honest appreciation as well as recognition for producing best graduates and Master degree holders after pursuing B.A (Bachelor in Arts), Master of Business Administration (Hospitality Management), B.Com (Bachelor in Commerce), Master of Business Administration (MBA), B.Ed (Bachelor in Education), Master of Computer Applications (MCA) and Bachelor of Computer Applications (BCA) quite comprehensibly. BBA, MCA, BCA, MIFA and MBA are those demanding courses that students as well as working individuals can easily undertake in ICFAI Distance Educationby successfully enrolling their names. The ICFAI University is situated in Tripura. Affiliated to All India Council for Technical Education (AICTE); the ICFAI Distance Education has a reputation for offering the most prolific atmosphere of learning not just in the country but also globally.

    There is also another prestigious name entitled as Annamalai University Distance Education where students and even working individuals have shown their utmost whims and desires to undertake their dream courses. M.Sc. (Information Technology), M.Sc. (Software Engineering), M.Sc. (Electronics & Communication), M.Sc. (Zoology), B.A. Social Welfare Administration, Master of Business Administration (MBA), B.B.A. Aviation, Tourism and Hospitality Management, Master of Health & Social Science (M.H.S.S), B.B.A. Marketing and Human Resources Management, Master of Library & Information Science, B.B.A. Retail Management, Master of Rural Management (MRM), B.Com Marketing Management, Master Of Social Work, Part time Diploma in Consumer Protection, Bachelor of Library & Information Science, Part time Diploma in Journalism, Certificate Program In Music (Evening), Part time Advance Diploma For Proficiency in French, M Com (Accounting & Finance), Part Time Certificate Program in Reprography & Non Book Material, M Com (Accounting & Taxation), Part time Post Graduate Diploma in Adult & Continuing Education, Post Graduate Diploma in Demography & Social Econometrics, M.A. English, Post Graduate Diploma in Demography & Social Health, M.A. English Literature & American Studies, etc are some of the courses that any likeminded individual can pursue in Annamalai University Distance Education after seeking an admission.

  • July 13, 2017 /  Courses & University
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    The University of Southamptons Global Enterprise and Entrepreneurship masters degree is led by Dr. Franz Huber who is a Lecturer in Strategy and Innovation.

    Before becoming course leader on the University of Southamptons Global Enterprise and Entrepreneurship masters degree he was an ESRC funded Research Fellow at the Open University Business School.

    He completed his PhD in economic geography at the University of Cambridge as a Gates Scholar. Before that he was a visiting graduate student at Duke University, and he received an MSc in geography and an MA in sociology from the University of Salzburg.

    Franz is currently working on green’ innovation. He is completing his work on an ESRC funded project, which investigates knowledge linkages between UK motorsport and cleantech.

    The aim is to get a better understanding of the enablers of, and barriers to, successful knowledge transactions and to explore implications for sustainability transitions and innovation policy.

    His PhD project critically investigated the role of personal networks for knowledge flows in innovative clusters. This led him to conduct a detailed survey and also interviews with R&D workers in the Cambridge IT Cluster.

    Although the Global Enterprise and Entrepreneurship masters degree leadership role takes up much of his time, Franz is also active in two research groups: the Strategy research group and the Entrepreneurship research group.

    Franzs Global Enterprise and Entrepreneurship masters degree was praised by former student Sawanet Vongpan on the University of Southampton Management Schools website.

    Sawanet said: The Global Enterprise and Entrepreneurship masters programme provides an excellent combination of learning about the key management theories for enterprise and entrepreneurship, alongside understanding the current business world.

    In addition, I have a chance to work with individuals from all over the world. Southampton is the place I was searching for. I could not ask for more! She added.
    Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying an MSc Management masters degree, or other postgraduate option, will introduce you to new concepts and knowledge, which can make all the difference in the job market.
    All our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and put theory into practice every day.
    The Global Enterprise and Entrepreneurship MSc programme (previously known as MSc Strategic Entrepreneurship) is designed specifically to respond to those interested in enterprise and entrepreneurship from a global perspective.

    Find out more about the Global Enterprise and Entrepreneurship masters degree by visiting www.southampton.ac.uk/management

  • July 13, 2017 /  Teacher & Students
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    Students should keep in mind that credit cards for students are not different from general credit cards. Financial agencies which issue credit cards for students do not hold, for any reason, extra sympathy towards the student community. This is why students must be more careful and responsible when they secure and use credit cards.

    Students should have their individual monthly estimate of income and expenditure. It is wise for them to accept self-imposed restrictions of some kind. Magnitude of debt must not be more than ten percent of the final income of the students. They should believe that they secure loans using the credit cards for students.

    Everyone knows that expense is restless. A part or major part of the expenditure remains within the knowledge of the individual student. On the other hand, students experience that they are bound to spend for reasons about which they are not already ready. Hence, they should learn to balance their income and expenditure intelligently.

    As credit card is to borrow some money, reimbursement is obvious necessity. Students as borrower should be responsible regarding payment in due time. They should bear in mind that payment agreements on using credit cards for students must be honored.

    Violation of payment agreement will go against the financial health of the students. Intelligent students study the credit limit mentioned in the statement. They try to remain just below the credit limit provided by the financial institutions who have issued the credit cards for students. This kind of students creates their own credit limit which is less than the offered one.

    Violation of payment agreement means more financial pressure, because more amounts in the form of fines, fees and penalties are to be paid. Credit cards for students are also cancelled because of failure in honoring the agreement. One important thing in this respect is the date of payment or due date of payment. Student borrower can pay the credit amount after the due date of payment. This becomes late payment which demands penalties, extra charges etc.

    Students having credit cards, sometimes, change their address. They should be ready to inform the credit cards issuing authority about the change. They should let the authority note their new address of contact, unless which there are chances for late payment.

  • July 12, 2017 /  Teacher & Students
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    All About UK Internships:
    After completion of the studies in UK, many international students are able to find good internships programs in the country. These programs enable students to gain an insight into work culture and how an organisation works. They can also learn more from practical work experience in the business world and get accountable tasks that have direct impact on the strategic decision making. It helps you gain the practical work experience, which is required to begin a successful career. If the students make a good impression, they can stand a great chance of being offered a graduate job opportunity.

    UK offers many graduate internship programs for the students studying in the UK universities. As finding a good job is hard at the best of times, where the competition is greater than ever before. But there is a way to give yourself an edge over others, and to give yourself the best chance of securing a job and gaining valuable work experience, and that’s by doing an Internship.

    Why Internships?
    As in the initial time, it may not be easy an international student to get a permanent job in UK. Thus it would simple to start their career through internships and can easily get into a real business environment. Internships are ideal for students at all levels who are looking for experience in certain fields. Internships are also helpful for people who are looking to change careers and wish to gain experience in a new field.

    Typically, Internships are offered as a vocational placement (possibly during summer) for a period of about 1-3 months. To get an Internship in UK, students have to accomplish their fulltime educational program with good academic record and should have work permit in the country.

    Do students will be paid for their Internships?
    Students can find many different kinds of internships in UK, which may be either a paid, or unpaid, or partially paid internships. Usually, Internships in the science and technology fields are often paid. Partially paid internships are remunerated in the form of a stipend, awarded at the beginning or end of the internship. A stipend is a sum of money given at once, rather than granting as a yearly salary or hourly wage basis. Volunteer internships are good ways to gain experience, and are no less valuable on your resume when you go to find a job.

    Almost every university can college in UK helps you in finding a good Internship programs, alike a Campus placement cell. You can ask at your campus career services to find out how your school can help you place in a work environment. Some of these internships might even count for credit towards your degree, or perhaps be counted on your transcript. Besides, there are several private-sector internships that you can discover.

  • July 12, 2017 /  Home Schooling
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    In 2007 more than 1.5 million students were homeschooled in the US, according to the United States Department of Education. That’s 37% more children than were homeschooled only four years before.

    Schooling a child at home certainly isn’t for everyone. It requires commitment, determination, and patience. And, if you are the parent of a child with a birth injury such as cerebral palsy, this can be an even more challenging decision.

    Nonetheless, homeschooling a special needs child is guaranteed by the United States Constitution. However, although the First and Fourth Amendments do guarantee these rights the state laws for homeschooling a special needs child may be stricter than it is for families of children who do not have special needs.

    Many teachers and school officials try to discourage parents from homeschooling their special needs child. Therefore, it is very important that you educate yourself as fully as possible about your constitutional rights.

    You can find the information you need by doing a search on the Internet for “Home School Legal Defense Association”.

    There are also a number of things you may want to do to determine if homeschooling is your best option.

    – Get familiar with all of the laws in your state and in your school district that pertain to homeschooling.

    – Locate home school support groups. You may want to do an Internet search for “umbrella schools” and “consulting services” that are in your area as well.

    – Find and talk to other people who have home schooled children that have special needs. Ask them what has and has not worked for them.

    – Meet your local school officials and establish a positive, friendly relationship with them. Find out if there are any services that are offered by your local public school.

    – Your state may permit your child to be enrolled in a home school as well as a public school. If this type of enrollment is available, consider if “dual enrollment” would be right for your child.

    How to Ensure Successful Homeschooling

    If you have decided to home school your child there are a number of things that you will have to do in order to ensure your success.

    You must keep accurate and complete records about how your child is progressing and what you are doing to meet your child’s special needs. You will need this documentation if any legal challenges arise regarding your home schooling.

    You should schedule regular evaluations and keep documented records about these evaluations.

    You should get assistance from educational consultants, counselors, therapists, support groups, and whoever else can help you to provide the special needs your child has. If you have any question as to whether or not you need any outside assistance do not even think about it. Get the assistance that you and your child need.