• September 19, 2017 /  Education & Study
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    be compared to a blunt axe. As an axe without sharpness does no good, so a human being without education cant do any good either to himself or to the society. Education shows us the way to acquire knowledge which is a combination of creativity, righteousness, courage and indomitable spirit. Education is also needed for forming a strong character and to fight with the negative impulses. Education illuminates our lives and also spreads its beam in and around us.

    In a country like India, where a good percentage of population dwells below poverty line, the enforcement of Right to Education Act proved to be a blessing. As this Act provides for free and compulsory education up to the age of 14 years to each and every child of the country, the number of school goers have increased, especially in the government schools of rural India. The Indian Government has taken some other measures as well to offer a secured future to its children. But even after all these efforts; many people have raised questions regarding the authenticity of such implementations.

    Defeating all the negativities, the Indian education system has proved its worth internationally. The present President of the Unites States of America, Barak Obama, addressing a town hall meeting at Costa Mesa in California stated that the USA needs to raise their standards to compete with the students of India and China. The two most populated countries of the world, India and China, have a very well structured education system.

    Apart from Government initiatives, the private schools also have contributed a lot to put India in such a position. In India, a number of schools are run by private trusts, or sponsored by an international Board, or is run by the Christian Mission. Many of these schools have set examples by providing education of high standard.To sustain a constant development, the schools are also implementing new measures in the education system.

    OnlineSchoolAdmissions.Com has also forwarded its helping hand towards the parents of the country. It enables the parents to search for best schools in India and also empowers them to apply online for those schools. This portal is developed after a long research to suit the needs of the Indian parents. Because of OSA the parents can now give their value time to their kids who need it the most for development.

    The writer of this article is a school advisor in OnlineSchoolAdmissions and provides free of cost consultancy to parents on school admissions. Parents can look for schools directory list on the site from where they can search for schools in Ahmedabad or schools in Hyderabad where they can admit their child. They can also search for list of schools in Hyderabad as per their choice and can fill up schools application forms online.

  • September 19, 2017 /  Education & Study
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  • September 18, 2017 /  Teacher & Students
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    Cell phone and wireless technology have been changing the world in which we live. Cell phone changed our communication ways. It has made our lives smoothly.

    With the development of technology, cell phones update gradually. Now Smartphone have come to our life. Smart phone become very popular especially among college students. Today, smartphones such as iPhone, Research In Motion Ltd.’ s BlackBerry and other mobile devices are as much a part of university life as study halls and Thursday night pub outings.

    According to a recent survey of 270 college students, 38.5 percent of them own smart phones. The study also shows that 49 models of smartphone are used by all those respondents, iPhone is among which the most popular, occupying 18 percent.

    The study also revealed:
    1 About 84 percent of smartphone users have a device with a GPS locator, and half say they use the system to find the location of products or services.
    2. Nearly 60 percent of smartphone owners have downloaded an application in the past few months.

    3 About 24 percent of smartphone users have downloaded or purchased music, and about 21 percent have obtained mobile video games.

    Why smart phone become so popular among college students. First I think most smart phone is cool design. It is fashionable to use one. What’s more, smart phones offer advanced capabilities with personal computer-like functionality.

    Hanley said:”College students are attracted to smartphones for a variety of reasons, including their ability to easily access the Web.”Those smart phones have the function of linking users to popular social networking sites, such as Facebook, My Space and Twitter. By access those sites people can keep up with what their friends are doing and also exchanges messages to find out the latest trends among their age group.

    Some students say that smart phones are much cooler than PDA. So smartphone become their first choice.

  • September 17, 2017 /  Courses & University
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    These new nursing degree courses give students the choice between completing a single-field course in 3 years and a dual-field course in 4 years.

    The single-field nursing degree course can be completed in the child, adult or mental health fields of practice. Whereas the dual-field nursing degree course can either be completed in the adult and mental health, or adult and child fields of practice.

    These new nursing degree programmes are leading the way in training and were designed to prepare nurses to lead discovery through research-based training and creating change through innovation.

    The BN nursing degree curriculum at the University of Southampton was highly rated by the NMC on several points, in particular the Southampton values-based model’ which emphasises the vital importance of intelligent, compassionate and sensitive care.

    Southampton nursing degree students are made to focus on their attitudes, beliefs, values and professionalism from the outset, to ensure that patients receive the high quality care they deserve.

    Key characteristics of the BN nursing degree programme include: an emphasis on research based learning, the development of graduate attributes, grading of practice, and the joined-up inter-professional approach to shared learning between nurses, midwives and their physiotherapy, occupational therapy and podiatry colleagues.

    The University of Southampton also offers an MN masters degree in nursing: this graduate entry programme will enable students to become highly competent, knowledgeable and skilful practitioners, who are able to provide the highest quality care in their chosen field.

    Many former University of Southampton students are now in senior positions in the NHS and other healthcare organisations. In 2009, 93% of the University of Southamptons Health Sciences graduates found work or enrolled in further study.

    It is possible to learn more about nursing degree courses at the University of Southampton by visiting the Health Sciences web-site at www.southampton.ac.uk/healthsciences/

  • September 16, 2017 /  Teacher & Students
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    The classroom setting is often not enough for students to learn all of the subject material they need to know in order to pass tests and advance to harder classes. Tutoring is when students receive professional academic guidance or instruction, and it is a way for students to improve knowledge or skills far more rapidly than in a classroom setting. Tutoring is often beneficial to homeschooled students, as well. Students have several options to supplement their education outside the classroom, including in-home tutoring, academic coaching, and online tutoring. Solution assistance is another option in the field of math tutoring. This method of checking the accuracy of answers is particularly beneficial to students who live in remote areas, as is online tutoring.

    Many students improve their test scores and grades by using online tutoring. Online tutoring companies use state of the art technology to provide parents and students with the ability to work with trained academic instructors from the convenience of home. Tutors can help students work through problems, or they can let students work on their own and then review their answers and provide assistance when students have questions. Online tutors, like other academics assistance providers, often focus on a specific educational subject or skill, such as math or science.

    Online tutors are often privately hired and paid by the student or the student’s family. There are also government programs, such as Supplemental Educational Services, which provide free academic tutoring to qualifying students. As part of the No Child Left Behind Act, low income families can enroll their children in Supplemental Educational Services if their school has been designated by the state to be in need of improvement for at least three years. Organizations that provide Supplemental Educational Services to students are identified and approved by each states Department of Education.

    Most often, tutoring relates to an academic subject or test preparation when students need assistance in a specific course or subject that they are taking. Tutoring may be used for remedial students or others requiring special attention. In many cases, tutoring is also used to provide more advanced material to especially capable and highly motivated students. Whatever the students needs may be, tutoring and parental involvement can supplement classroom learning and help any student achieve academic success and reach their potential in life.

  • September 15, 2017 /  Teacher & Students
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    Just due to the fact you are accepted to a school doesn’t mean you are able to afford it. However do not be concerned! You are able to try to reward yourself with a college mortgage along with a deferment. The loan, clearly, will let you shell out for school, however the deferment lets you require a finite volume of time before you must produce payments towards the precept from the mortgage loan. The benefits to this are quite a few, and include becoming able to concentrate on studying and getting the career you wish while conserving up funds to generate larger funds in direction of the loan. It also gives you a likelihood to land on your feet at your new position with no being buried testing debt.

    With certain higher education student traditional bank bank loan deferment ideas there’s the probability of receiving the curiosity price deferred as properly. This suggests which you will not be paying up on curiosity that was accrued over the time in the financial institution mortgage loan deferment.

    Although, you are going to discover certain scholar loans that don’t have that option, so you should to produce sure the way it stands whenever you acquire your school college student bank bank loan. You can find a variety of alternatives which are obtainable for deferments as well as the availability of acquiring 1. You might must notice in the event you qualify for any of these possibilities to determine what type of deferment you may obtain.

    College pupil bank mortgage deferment options are categorized as financial, education, community program, incapacity, and household associated. You will uncover several qualifications for every of those deferments such as the schooling deferment that is based mostly in your enrollment status.

    The liked ones related deferment applies to mothers that are trying to re-enter the workplace or on parental leave. Disabled college students obtain the disability deferment alternative as well as the community services aspect goes to students which are inside the Armed Solutions, volunteers, Peace Corps, and general public health parts of company.

    If you’re struggling from economic hardships, next you might be able to have the economic deferment.

    With so numerous choices obtainable for college student personal loan deferment plans, there is no reason as to why you’ll must start investing away from your college pupil personal loan right apart. You really should be capable to require a while to obtain settled into your new career and make several cash prior to obtaining to worry concerning investing away your college student loans. After you’ve figured out which facet of a deferment you qualify for, it is possible to simply set your payments off for the specified sum of time and sleep simpler at evening knowing you won’t be accountable for those people installments till you have the money saved as much as choose care of them.

  • September 15, 2017 /  Courses & University
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    Accredited online universities not only provide good degree programs but, are recognized by most of the employers as well. Thus enhancing the future prospects of getting better jobs.

    When opting for online education you will have to do a lot of ground work and research. You will need to first find out more about the programs offered in your subject and by universities which offer them online. Once you narrow down your choice to few online universities, do make your self doubly sure about their accreditation status.

    Accredited online universities mean that their programs and courses, meet certain set criteria of an outside accrediting agency. This also means that the program will be met with acceptance by most of the employers and your degree will thus hold value. At the same time you will be assured of transfer of credits, in case you opt for another university for completing your selected online degree program.

    While checking for the accreditation status, look out for words such as “accredited” and it being used with the name of the accrediting agency. You may even further need to check out the authenticity of the accrediting agency as there are many of them. If you are not careful enough, you may get a fake degree from any of the diploma mills, which will not only defeat your purpose of getting good quality education but will also waste your money and time.

    At present, the main accrediting agencies include the Distance Education Training Council (DETC), United States Department of Education (USDE) or the Council for Higher Education Accreditation (CHEA) which is a nongovernmental coordinating agency.

    Of date, the University of Phoenix was the first online university to become fully accredited, followed by DeVry University. Capella is another well reputed college to be accredited too. Of all the online universities, DeVry University is very popular as it offers various courses in almost 70 locations. Amongst the rest, AIU Online, Boston Universtiy and IIT Technical Institute are supposed to be known for their online degree programs as well as job placements too.

    University of Phoenix, Boston University, American InterContinental University and Devry University are some of well recognized and accredited online universities offering degrees in arts & humanities, Business & MBA, Computers & IT, Education & Teaching, Health & Nursing and Social Sciences too.

    So, while opting for your online degree program, do go through and check out the Accredited online universities and enroll for their programs only as they have greater value when you step out for getting a job with them.

  • September 15, 2017 /  Home Schooling
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    There is no shortage of reasons why you may be considering homeschooling your child or children as opposed to enrolling them into a traditional school environment. In households where moving is a frequent occurrence, it can be easier to homeschool your child as opposed to constantly uprooting and resettling them into local schools. You may also have moral objections to the curriculum offered in public schools, and the alternative private institution is not financially feasible. Additionally, some parents of children with learning disabilities want to offer their child the close, one-on-one attention they need to thrive in a learning environment.

    Of course, there’s a large gap between knowing that homeschooling is the right choice for your child, and being prepared to carry it out. Fortunately, there are countless resources available to you to help you along the way. The following tips are meant to address common concerns many have about the topic in a manner that is helpful and productive.

    One of the most common worries of parents who homeschool is that their child won’t receive the same level of socialization they would in a traditional schooling environment. Fortunately, this is also one of the easiest problems to address. Enroll your child in extracurricular activities that stimulate their interests and give them the opportunity to interact with peers who share these interests. Activities can include anything from service organizations like 4-H and the Boy or Girl Scouts to organized sports and karate lessons. In this way, you can let your child form meaningful and lasting social bonds with other children based on a shared interest in an activity.

    Another common worry is the construction of a curriculum. Even well educated parents may feel unqualified when it comes to finding teachable material that keeps their child’s interest, much less meets state standards. Here is where it is extremely helpful to reach out to other parents in your area, as well as for local homeschooling organizations for advice and other means of support. These organizations will be well educated on what is required of parents and may be able to make teaching supplies available to you.

    Finally, an extremely common fear among parents is that the financial, personal, and time commitment required will be overwhelming. While the final determination as to whether homeschooling is right for your child lies solely on you, a little research and communication can help you make an informed decision on the matter. Speak openly and honestly with your partner about finances, and whether you will be able to meet expenses with a single income earner. Don’t neglect to talk about the additional emotional support you will need when things get stressful in your new classroom. Again, local homeschooling organizations can help you here as well. Most importantly, speak to your child, and make sure he or she understands that you are both embarking on a mutually beneficial education experience together.

  • September 14, 2017 /  Teacher & Students
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    The very first netbook computers were created by Asus in 2007 which was known by the name ASUS Eee PC. But the popularity of the netbook computers increased with its portable feature which helps you to carry it to any place you want easily.Some of the companies that are manufacturing this type of small portable computers are HP, Dell, Toshiba, Lenovo etc. The main reason behind the popularity of the netbook computers is that it help you to stay connected with internet at any place wherever you go and also the weight of the netbook computers are very lightweight and so you can easily carry them at any place you go throughout the day. Most of the people who have used the netbook computers consider it as a student’s notebook because of the following features of the netbook computers:
    The screen size of the netbook computers varies within 10 to 12 inches which makes it the perfect computer for the student. Also another reason for which these portable computers are considered as the student’s computer is that the weight of this computer is only 2 to 3 pounds which make it very lightweight. You can easily fit this computer inside your bag or purse or backpack. Because of the size of this portable computer the student can carry it comfortably with them.
    The netbook computers are very small in size and it is portable and compact too. This computer helps you to stay connected with your friends always.
    The netbook computers are designed in such a way that it makes it very tough as well as sturdy. Even after few hard knocks it can function properly.
    The battery life of the netbook computers is more than the ordinary notebook computer and thus the battery helps you to run your laptop for a considerable time period.
    The portable computer comes with a RAM of 1 GB which makes the processing very fast. The operating system that is used in this type of computer is the Windows XP but in the latest netbook computers Windows 7 and Vista is used.
    This type of portable computer has huge storage capability also. Most of this type of portable computer comes with a hard drive space of 30 GB to 60 GB till 160 GB which is sufficient for the students.
    The price of netbook computers is also low as the price range ranges from $ 300 to $ 450. And with its growing demand the price of the portable computer is decreasing day by day.

  • September 13, 2017 /  School & Schoolarship
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    We all want to end up with a great job and a college education is your ticket in achieving this dream but some people fail to go back to college because of financial instability. The economy is not in its perfect shape right now which is why the number of college enrollees has dramatically decreased. If you’re one of those that’s struggling to go back to school, don’t fret because it’s not the end of the road for you, there are some alternative ways on how you can pay for school. Easy scholarship grants are widely available these days.
    We always think that the word “Scholarship” is always tantamount to intellectual and gifted kids being given a chance to study in the prime schools of the country for free. Did you know that most of the people enrolling in college aren’t fresh from high school? Most of them currently have jobs and are wanting to go back to school and pursue their degree to get into the right career path, or promotion for some.
    Looking for the right scholarship requires a lot of time and I must say patience but the good news is, after being granted a scholarship, the hardest part should be over. Here are the Top 5 easy scholarships that you may want to consider:
    1.) Wells Fargo- All you have to do is sign up for the program and you’ll be automatically entered into the CollegeSTEPS Scholarship Sweepstakes. You don’t have to purchase anything or make a payment of any kind to enter or win the sweepstakes. High school seniors get a chance to win one of twenty $1,000 tuition prizes.
    2.) Create-a-Greeting-Card- This contest is sponsored by Prudent Publishing Company, Inc./The Gallery Collection and is held annually. You must be at least 14 years of age to join the contest. Make your own Christmas card, birthday card, holiday card or an all-occasion greeting card and you can possibly win $10,000.
    3.) Military Scholarships- No you don’t have to join the military for you to win $10,000. Simply fill out the form and submit it.
    4.) Scholarships for Dads- The Federal Government is kind enough to offer a great deal for fathers all across the country. The program offers up to 18 semesters for you to finish the degree of your choice and you can have assistance of up to $10,000. Another great news is that you can get as much as $4,000 tax exemption when you apply for the program.
    5.) Scholarships for Moms- If dads can go back to school, moms can too! Register and get a chance to win $10,000 college scholarship.
    Now that you have plenty of options, there’s no reason for you not to pursue your degree. 2010 may be the greatest year for you to get an easy scholarship grant!

  • September 13, 2017 /  Courses & University
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    I joined iLearningGlobal near the beginning. It is always important to look into the competition and how they did when joining a new industry within the MLM industry. Success University kept coming up, but I was never able to find a good website on it. Success University merged in with World Ventures, this was a surprise as they are not even closely related!I then had to try figure out if iLearningGlobal would go the same way.
    Why did Success University merge to become part of World Ventures? I only have part of the bigger picture to share. The Bank of Namibia researched Success University and declared them a pyramid scheme. Namibia reasoned that 88% of the marketers would be making losses. Several newspapers also called Matt Morris’s business a pyramid scheme as they did not employ any professionals and they did not have corporate offices (Wikipedia). Success University had some great names backing them, but is this enough?

    Will iLearningGlobal head in the same direction? To start with, iLearningGlobal’s corporate offices are located in Mesa, Arizona, so that is one check in the box. iLearningGlobal is now backed by over 200 industry leaders boasting names like Brian Tracy and Bill Bartmann among many more! The names boasted by iLearningGlobal are not people who would stake their reputation on a business destined to be sold off or to fail. The amount of money invested in iLearningGlobal is huge. The signature videos, which are iLearningGlobal’s focus, are worth well over US$3.5 million! A number of bestselling authors and speakers have also put their books and mp3 files up for free.

    Success University did have a $2 trial to start off with.This is great is it gives people the opportunity to have a look at the system before committing. iLearningGlobal does not have this trial feature which is, in turn, a huge benefit! This means you only get serious people building your business and it will therefore have a stronger foundation.

    My conclusion was that iLearningGlobal is a safe bet! I have banked my time and money on that (literally!) and am rapidly building my own business. I make a habit of reminding people to do your own due diligence! Research both iLearningGlobal reviews and Success University reviews.

  • September 11, 2017 /  School & Schoolarship
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    Mothers are the light of every family. But, mostly they identify their existence as the mere care-takers of their family. They do not understand that it is also important to live for yourself and aspire to achieve your dreams. Many state grants have been organized for this purpose of providing necessary financial support to the mothers. For this reason, the second largest state of the U.S, Texas, has arranged various Texas scholarships for mothers.

    The state of Texas has structured various scholarships based on merit and talent. An important scholarship amongst this is the Robert C. Byrd Scholarship which is awarded to those students who are amongst the top 10% scorers in their high school class and the award for the same is $1500. A brief description on the other scholarships available in the state of Texas for mothers has been mentioned below.

    1. Career Colleges and Schools of Texas Scholarship Program – This is a huge scholarship program available to 6000 freshmen undergraduates studying at any technical college in Texas and the scholarship amount is $1000.

    2. Edward S. Roth Manufacturing Engineering Scholarship – This is exclusive for undergraduate students studying engineering at any of the select Texas state colleges and the grant is for $2500.

    3. Emerging Texas Artist Scholarship – This scholarship is available to students studying arts. 8-15 undergraduates and graduates are entitled for this scholarship of $500 to $2500, studying at a Texas college.

    4. J. A. Knowles Memorial Scholarship – This scholarship is only for the Methodist graduates and undergraduates and every year 70-80 students are entitled for this award of $800 to $1200.

    5. Mary E. Bivins Foundation – Every year 50-75 Christian undergraduates or graduates are offered this scholarship amount of $1000 to $2000 who are studying at a Texas college.

    6. Outstanding Rural Scholar Program – The scholarship amount for this program is not specified, however, the scholarship goes out to an undergraduate majoring in health field and studying at a Texas college.

    7. Ozarka Natural Spring Water Statewide Scholarships – This scholarship of $10,000 goes out to two undergraduates studying earth science and are residents of Texas.

    8. Texas Health Resources Scholarship – This scholarship is exclusively ear-marked for a black undergraduate, residing in Texas.

    9. Texas Scholarship – This is a general scholarship program for $1000 granted every year to freshmen undergraduate students studying at a Texas college.

    Reviewing the various scholarships provided from the state of Texas, displays the fact that the state is very concerned towards the condition of the mothers and in deed, is working hard for the progress of the mothers. Texas scholarships to mothers is a wake-up call to all the mothers to start looking out for the best opportunities which is available to them and go ahead in the path of education without any financial obstacles.

  • September 11, 2017 /  Teacher & Students
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    One of the most challenging topics in a typical math class is the learning of fractions and their operations. Why does Johnny (Jenny) struggle with the concepts of fractions, decimals, and percentages? I believe that these ideas are not taught effectively in most elementary classrooms. Teachers tend to move quickly through the lessons at this time in elementary school (usually 3rd or 4th grade), and tend to treat fractions as an abstract idea.

    When learning to speak, infants are taught to point to an object and repeat the word that the adult speaks. These nouns become the buiding blocks of language, and numbers and counting is done the same way.

    Primary grade students learn to count objects in their world, moving on to basic number pattern ideas and labels such as multiples of 5 and 3, and the concepts of odd and even. But these are whole number ideas, and partial numbers (fractions and decimals) tend to be introduced on paper as an abstract idea. In other words, teachers should be repeatedly showing students what a third of something is, or how to cut things up into equal pieces, etc.

    I am not saying that this is avoided in elementary school, just that students are not given enough exposure to those ideas. Students should not be doing worksheets where they practice adding fractions with unlike denominators until they can draw pictures of these fractions, or show how to cut them up into equivalent pieces. The concrete learning idea of manipulating objects to show a mathematical idea needs to be embedded into the minds of young learners before they can practice similar math ideas on pencil and paper. This curriculum piece tends to be skipped or rushed in most elementary classrooms.

    Students who are not ready to move on to do fraction work (or decimals or percentages) are either unsuccessful the rest of their math careers, or memorize the algorithms and get stuck later in higher level math courses.

    Either case requires extra help to survive high school or college math curriculum because the developmental phases in mathematics cannot be avoided. If a student didn’t understand a fundamental concept such as fraction operations, they will not be successful in learning topics that use these ideas, such as solving equations, graphing linear relationships, or manipulating precalculus problems.

    So, if you are a parent of a child who struggles in math, take a look at how your son or daughter expresses the ideas of fractions. Ask them to show you what 2 thirds looks like, or what 8.6 means, or to make a model of what percent 8 out of 10 represents. Can they do it?

    If not, find a quality online math tutor who can diagnose the developmental phases of what your child has missed in the classroom. A highly skilled, experienced teacher can help fill in those gaps in learning, make it fun, and help your child to once again rediscover their math confidence!

  • September 6, 2017 /  Home Schooling
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    When you look at academic achievements only, homeschooled children seem to advance quicker than their counterparts in public schools. A report published by the ERIC (Educational Resources Information Center) shows that homeschool test scores were exceptionally high and well above that of public and private schools. They found that homeschool students in the 8th grade are four years ahead of their peers in public or private schools.

    In a study conducted by Dr. Lawrence Rudner, he discovered that learners who were being homeschooled their entire school career, achieved the highest out of all the children.

    Interesting information that came from this research was the difference that homeschooling made to the achievements of different race groups. There was very little difference found between the scores of white, black and Hispanic children in homeschooling. On the other hand, there was a significant difference between the achievements of different race groups attending public schools. Eight grade public school learners scored on average at the 58th percentile in math, where black children scored at the 24th percentile. White students scored at the 57th percentile in reading and Hispanic students at only the 28th percentile.

    Dr. Ray, in his book, Strengths of Their Own, came to another interesting conclusion. The amount of money spend on tuition had no effect on the achievement of the child. In fact, the cheaper homeschooling option had better results than the far more expensive public schooling. In his research, based on statistics from 1998, he found that a homeschooled child cost parents on average $546 compared to the $5 325 for a public school learner. The average score for the homeschooled child was at the 85th percentile, where the score for the public school learner was averaged at the 50th percentile.

    These research studies were done in a number of the states and in all the results the findings were the same. The homeschooled child scored on average 20-25 percentile points higher than their counterparts in public schools.

    The research also found that the qualifications of the parent responsible for the schooling had no real affect on the achievement of the student.

  • September 5, 2017 /  Teacher & Students
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    The U.S. Department of Education is considering a new regulation that would tie a schools ability to offer federal grants and college loans to proof that its alumni can find gainful employment after graduation.

    Colleges and universities that cannot demonstrate that their graduates are “gainfully” employable — earning enough after graduation to be able to make the monthly payments on their student loans — would be barred from offering federal financial aid.

    Although the proposed regulation — the so-called “gainful employment rule” — would apply to all schools that offer federal financial aid, the rule is aimed specifically at curbing complaints about for-profit colleges that provide occupational education and job training at such high costs that their graduates are often left in financial sinkholes, overburdened with student loan debt and holding degrees that may not translate into anything but minimal-paying jobs.

    The Department of Education had planned to release the revised draft wording on the gainful employment rule in November, but wanted to spend additional time reviewing the more than 90,000 public comments made when the rule was first proposed in July. The government hopes to implement the rule by July 1, 2012.

    >> Regulators: Gainful Employment = Ability to Repay Student Loans

    As outlined by the Education Department in the initial draft of the rule, “gainful employment” will be measured in part by the percentage of a schools graduates whose student loans are in default.

    The Education Department already currently considers student loan default rates as a condition for allowing institutions to offer federal financial aid, but the new rule would allow the government to evaluate schools program by program, using student loan default rates specific to each degree program offered, rather than the schools overall default rate.

    Some critics of the proposed regulation question the merits of using student loan defaults as a measure of gainful employment, as opposed to measuring employment more directly through other means. These critics point out that borrowers may default on their student loans for reasons other than unemployment or low earnings, and some schools worry that theyll be held liable for defaults that are unrelated to employment.

    Consumer watchdogs and student advocacy groups, however, maintain that for-profit colleges encourage students to take on more student loan debt than they can reasonably afford, in order to pay the high price tag that for-profit schools slap onto degree programs with limited or low-paying employment prospects.

    Further, these groups says for-profit schools may be enrolling students who are not academically qualified for the programs they enter, creating a higher likelihood that those students will drop out of their program, which in turn means a higher likelihood that those student will default on their student loans. (College dropouts, in general, default on their student loans at a higher rate than do those students who complete their degree.)